Next Generation Partners

Insurance in Luxembourg

A&O Shearman

The ‘professional and committed’ team at A&O Shearman has excellent industry knowledge, which it effectively leverages for insurers, reinsurers, banks and brokers seeking standalone regulatory advice, as well as in the context of transactions and litigation. On the transactional front, the team, which is led by Paul Péporté, collaborates well with the office’s market-leading M&A practice on consolidation in the industry, often also working alongside international offices due to the multi-jurisdictional nature of many mandates. Helena Finn has extensive regulatory knowledge which she utilises for clients seeking guidance on both transactions as well as more general advisory work, including on anti-money laundering (AML) implications for insurance clients. The vastly experienced Pierre Schleimer also handles insurance/reinsurance matters as part of his broad finance offering.

Responsables de la pratique:

Paul Péporté


Autres avocats clés:

Helena Finn; Pierre Schleimer


Les références

‘The firm has strong technical knowledge and capabilities in insurance, willing to help the insurance sector grow.’

‘They are professional and committed.’

‘Paul Péporté and Helena Finn are valuable professionals for the insurance sector in Luxembourg, with strong technical knowledge, showing willingness to develop and defend local players.’

Principaux dossiers


Arendt & Medernach

With a dedicated sector-focused practice led by Pierre-Michaël de Waersegger which is also able to draw upon broader expertise across the firm’s full-service offering, Arendt & Medernach is a very popular choice to advise both life insurance and non-life insurance entities across the full scope of their regulatory, transactional and litigation needs. With a ‘strong industry focus’ and excellent connections with the insurance regulator, Emmanuelle Mousel often provides the regulatory overlay on complex strategic transactions in the sector, as well as developing a strong practice in relation to ESG issues impacting insurers. Mousel also handles some contentious work, including as it relates to regulatory investigations, as does litigator Sandrine Margetidis-Sigwalt, who regularly advises on coverage disputes. Christian Point is also a key contact in relation to real estate-related insurance disputes, in particular.

Responsables de la pratique:

Pierre-Michaël de Waersegger


Autres avocats clés:

Christian Point; Emmanuelle Mousel; Sandrine Margetidis-Sigwalt


Les références

‘They are collaborative, and always think beyond the legal angle, considering the business impact too.’

‘Emmanuelle Mousel is friendly and approachable, consistently available and quick to respond. She is deeply knowledgeable about the insurance sector, and brings added value to every discussion.’

‘Emmanuelle Mousel – strong industry focus with insurance regulatory expertise and good connections with the Luxembourg insurance regulator.’

‘Sandrine Margetidis-Sigwalt is a key contact for insurance disputes.’

‘The main strengt of Arendt’s insurance department is that they are not only giving advice on the legal merits, but also understand the particular needs for insurance companies who mostly like to avoid legal disputes.’

Principaux clients

AIG


Baloise Group


Barents Re Reinsurance Company, Inc.


CattRe (Generali/Cattolica Group)


CNA Hardy


CNP Luxembourg (member of the CNP group)


Convex Europe S.A.


Crédit Agricole Life Insurance


Edmond de Rothschild Group


Foyer Group


Liberty Mutual Insurance Europe


MunichRe Group


RSA Insurance Group


Sogelife SA (member of the Société Générale group)


S-Kreditpartner Group


SwissRe


Tokio Marine


TransRe


Utmost Group


West of England


Principaux dossiers


  • Assisted AIG group with the structuring and implementation of the transfer of its personal travel insurance business to the Zurich group.
  • Assisted Blackstone group and the Lombard International Assurance group in the context of the acquisition of Lombard International Assurance group by the Utmost group.
  • Advised Allianz and a consortium on the acquisition of Viridium Group, including structuring and all Luxembourg legal aspects.

Philippe & Partners

Combining ‘technical expertise with commercial insight’, Luxembourg and Belgium-based insurance boutique Philippe & Partners is well placed to provide ‘tailored and business friendly solutions’ to a myriad stakeholders in the industry seeking advice related to their insurance products and distribution services, as well as on their day-to-day regulatory business needs.  A ‘real expert in Luxembourgish insurance law’ as well as on issues impacting stakeholders with a presence in Belgium, dual-qualified partner Marc Gouden takes the lead on much of the work, including as it relates to life insurance and financial lines products. Pierre Moreau co-heads the team alongside Gouden although he is primarily based in Belgium.

Responsables de la pratique:

Marc Gouden; Pierre Moreau


Les références

‘The team is very knowledgeable about market dynamics and can provide very tailored and business friendly solutions.’

‘What sets Philippe & Partners law firm apart is that it offers a combination of legal services together with a deep knowledge of Luxembourg’s insurance industry.’

‘We value the team’s ability to combine technical expertise with commercial insight, delivering solutions that are not only legally sound but also aligned with business objectives.’

Principaux clients

AGCS (Allianz Global Corporate Solutions)


AIG Europe


Allianz Benelux


Allianz Corporate Global


AR-CO


Axa Belgium


Axa Corporate Solutions


Europ Assistance


Zurich


Cardif Lux Vie


CHUBB


Principaux dossiers


  • Advised on the first cross-border transfer (conversion) of a Luxembourg insurance company to another European country, under the amended Directive (EU) 2017/1132, implemented in Luxembourg by the law of 17 February 2025.

Brucher Thieltgen & Partners

Combining ‘deep technical expertise and a highly pragmatic, solutions-oriented approach’, Brucher Thieltgen & Partners has solid traction among insurers, corporates and individuals across a range of advisory and contentious work. Team head Nicolas Thieltgen is at the forefront of much of the work handled by the practice, including as it relates to complex professional liability claims against medical professionals.

Responsables de la pratique:

Nicolas Thieltgen


Autres avocats clés:

Benjamin Nicolas


Les références

‘It is a proactive and responsive team that combines deep technical expertise and a highly pragmatic, solutions-oriented approach.’the individuals I work with stand out for their combination of deep technical expertise and a highly pragmatic, solution-oriented approach. We value their constructive attitude under time pressure (Nicolas Thieltgen and Benjamin Nicolas).

‘Nicolas Thieltgen is business oriented and pragmatic.’

‘Nicolas Thieltgen has great knowledge in insurance law. His help in litigation and pre-litigation about insurance law matters is very valuable.’

Principaux dossiers


Clifford Chance

With strong overarching sector-specific regulatory expertise and able to draw upon the skill of lawyers in core transactional practice groups, including M&A and finance, Clifford Chance‘s multidisciplinary offering is particularly adept at advising clients on the establishment of operations in Luxembourg, on reorganisation and consolidation in the sector. Team head Christian Kremer is key to this, often working alongside colleagues in other key European offices on multi-jurisdictional matters.

Responsables de la pratique:

Christian Kremer


Autres avocats clés:

Ada Schmitt; Isadora Rousselle


Principaux clients

Helvetia Holding AG


International Capital Market Association (ICMA) /International Securities Lending Association (ISLA)


FIA, Inc.


 


Principaux dossiers


  • Advising Helvetia Holding on its planned « merger of equals » with Baloise Holding AG to reshape the landscape of the European insurance industry, forming the new powerhouse Helvetia Baloise Holding AG.
  • Advising a Belgium insurance company subsidiary of the group, with a branch established in Luxembourg, in relation to the transfer of a closed book of life insurance business (with some non-life insurance) consisting of Luxembourg and Dutch policies to a Luxembourg insurance undertaking.
  • Advised an international speciality insurer on the legal and regulatory aspects on the establishment of its Luxembourg regulated direct non-life insurance company and its London branch.

CMS Luxembourg

Leveraging the firm’s core regulatory, banking and funds expertise, in particular, CMS Luxembourg‘s multidisciplinary team is well-positioned to advise insurance-related stakeholders on regulatory, product, and corporate matters, as well as bespoke, cross-border projects involving collaboration with global offices. Often working alongside practitioners in other firmwide European offices, Benjamin Bada is skilled at advising on the Luxembourg aspects of cross-border insurance transactions, as well as on standalone regulatory issues involving a comparative approach. Vivian Walry and Aurélia Viémont co-head the team alongside Bada.

Responsables de la pratique:

Vivian Walry; Benjamin Bada; Aurélia Viémont


Autres avocats clés:

Sarah Hantscher; Mélanie Poirrier; Délia Nesbitt


Principaux clients

Aon


Zurich


AXA


AIG


Liberty Mutual Insurance Europe SE


Bupa


Principaux dossiers


DLA Piper Luxembourg

Now with a core Luxembourg-based insurance function following David De Cubber‘s arrival in 2023, DLA Piper Luxembourg is increasingly active for insurers, reinsurers, and intermediaries across a range of transactional, regulatory and litigation matters. The team can also leverage broader cross-department expertise and international prowess by dint of the firm’s vast network resources. ‘Seasoned’ practitioner De Cubber has excellent insight into the operational and legal needs of insurance stakeholders as a result of his considerable experience both in private practice and from an in-house perspective.

Responsables de la pratique:

David De Cubber


Les références

‘David De Cubber is a seasoned lawyer, with experience in-house. Therefore, he has a pragmatic approach and understands the needs of insurance companies very well.’

‘David De Cubber is an experienced lawyer, always available to support with a pragmatic approach.’

Principaux dossiers


Elvinger Hoss Prussen

Overseen by Pit Reckinger, the ‘very responsive’ insurance offering at Elvinger Hoss Prussen which forms part of the broader regulatory and compliance team, advises insurance and reinsurance companies as well as intermediaries across a broad swathe of their activities. As well as advising on day-to-day regulatory compliance matters, the team also regularly provides the necessary change of control applications associated with work for fund clients acquiring an interest in insurance companies. Henri Wagner and Tiago Nogueira have strong regulatory credentials, including on change of control applications.

Responsables de la pratique:

Pit Reckinger


Autres avocats clés:

Henri Wagner; André Hoffmann; Tiago Nogueira


Les références

‘The very responsive team has very technical and accurate knowledge of insurance matters.’

‘Tiago Nogueira has shown great skills in finding innovative solutions to cover intricate problems.’

Principaux dossiers


  • Advised Utmost Group on its acquisition of Lombard International.

MOLITOR Avocats à la Cour SARL

With a ‘potent blend of litigation prowess, regulatory savvy, and entrepreneurial agility’, MOLITOR Avocats à la Cour SARL is well-positioned to deliver ‘practical and strategic advice’ to stakeholders on contentious matters as well as regulatory and transactional work, including as it relates to insurance licensing, compliance, the drafting of policy wording, and M&A in the sector. The ‘practical and solutions-focused’ Michel Molitor heads up the multidisciplinary team that also includes François Cautaerts, who excels at handling liability and insurance-related litigation, and Ariane Wourwoukas, whose strong industry ties, including as a result of a stint in-house at a life insurance company, ensures she is well placed to provide business-sensitive regulatory advice.

Responsables de la pratique:

Michel Molitor


Autres avocats clés:

François Cautaerts; Sophie Lamothe; Ariane Wourwoukas


Les références

‘The team is highly skilled.’

‘The practice distinguishes itself through a potent blend of litigation prowess, regulatory savvy, and entrepreneurial agility. It is great at handling high-profile, technically complex insurance disputes and delivering practical and strategic advice with deep appreciation of clients’ broader business contexts.’

‘What I’ve valued most is their balance of intellectual rigour with a personable, approachable style.’

Principaux dossiers


Schiltz et Schiltz

Co-headed by Franz Schiltz and Claude Veriter , the ‘professional and highly skilled’ team at Schiltz et Schiltz is best known for its aptitude at handling contentious insurance matters, both in formal proceedings as well as from a risk management perspective. Both Schiltz and Veriter are particularly well versed at handling liability disputes.

Responsables de la pratique:

Franz Schiltz; Claude Veriter


Les références

‘It is an experienced and highly skilled team.’

Principaux dossiers