Arthur Cox offers comprehensive advice across financial regulation, technology, data protection, and corporate matters. The team is led by an experienced trio: Robert Cain, who advises on regulatory capital, market abuse rules, and securities regulation; Ian Duffy, who specialises in digital transformation projects, commercial contracts, and data protection issues; and Sarah Thompson, who assists clients with authorisations for MiFID investment firms and electronic money institutions.
Fintech in Ireland
Arthur Cox
Responsables de la pratique:
Robert Cain; Ian Duffy; Sarah Thompson
Autres avocats clés:
Vivian Spies; Ciara Anderson
Les références
‘Extremely commercial. True grasp of complex legal developments and very knowledgeable. One of the best practices out there.’
‘Robert Cain is simply the best. Commercial, responsive, easy to deal with, efficient and highly respected in the market. I would trust him with the most complex and sensitive matters due to his excellent knowledge of financial regulation and fintech, his credentials and his solutions-oriented attitude.’
‘Robert Cain is a very knowledgeable subject matter expert and provides helpful pragmatic guidance in ambiguous evolving situations. He is supported by a team who have expertise across a range of regulated services and delivers their advice in an accessible and quickly implementable form.’
Principaux clients
EML Payments
Bridge Fund Management Limited
PFS Card Services (Ireland) Limited
Bridgepoint
Astorg
Hg Capital
AIB
Principaux dossiers
- Acting for PCSIL (and its parent EML Payments) in relation to all aspects of a Central Bank of Ireland supervisory investigation that commenced in May 2021 and the appointment of joint liquidators to the company in January 2024.
Mason Hayes & Curran LLP
Mason Hayes & Curran LLP is well-regarded for its expertise in financial regulation, technology, and data protection. The team is led by Rowena Fitzgerald, who offers strategic, commercial, and practical regulatory advice to financial services firms operating or establishing a presence in Ireland, and Liam Flynn, who has specialist knowledge in emerging sectors such as the AI, fintech, and insurtech spaces. Sarah Cloonan regularly advises clients on how regulatory frameworks affect the rollout of new technologies and supports them in securing the necessary regulatory approvals.
Responsables de la pratique:
Liam Flynn; Rowena Fitzgerald
Autres avocats clés:
Sarah Cloonan
Les références
‘First-class experience with the team in MHC. Knowledgeable, friendly, work done in a timely manner.’
‘Sarah Cloonan is an expert in her field. She keeps the best outcome for the client in mind.’
‘The FinReg team is highly responsive and provides business-centric advice, always providing options in how to deal with regulatory challenges.’
Matheson LLP
Matheson LLP provides comprehensive advice on MiFID licensing, regulatory compliance, crypto assets, and transactional matters. The team is co-led by Joe Beashel, who has extensive experience advising payment and e-money clients on Irish payments law and PSD2 licensing requirements. Anne-Marie Bohan co-heads the team, advising financial institutions and tech companies on electronic money, payment systems, and the related regulatory frameworks.
Responsables de la pratique:
Joe Beashel; Anne-Marie Bohan
Les références
‘Depth of knowledge and lots of hands-on experience in the sector.’
Principaux clients
Treyd
Rippling Payments Ireland Limited
Lockton Re Capital Markets
Interpath (Ireland) Limited
Paymentsense Ireland Limited – t/a Dojo
myPOS Limited
Etsy Payments Ireland Limited
Payward Ireland Limited, t/a Kraken Digital Asset Exchange
Principaux dossiers
- Acted for Kraken in securing a licence under the Markets in Crypto-Assets Regulation (MiCA) from the Central Bank of Ireland.
- Advised Lockton Re Capital Markets Limited on its application to the Central Bank of Ireland for authorisation to establish a MiFID investment firm in Ireland.
- Supported Rippling Payments Ireland Limited with successfully securing the first e-money institution authorisation from the Central Bank of Ireland in 2025.
McCann FitzGerald LLP
McCann FitzGerald LLP advises on a broad spectrum of regulatory and compliance matters, including authorisations, outsourcings, corporate governance work, and cybersecurity issues. The team is led by Josh Hogan, who specialises in financial services regulation, while Douglas McMahon is a key figure in the fintech space, advising both traditional pillar banks and emerging start-ups. Clare Gillett has particular expertise in handling MiFID applications for investment firms with a fintech focus, and Holly Draper-Spillane supports clients on anti-money laundering and sanctions compliance, including drafting risk assessments, policies, and procedures.
Responsables de la pratique:
Josh Hogan
Autres avocats clés:
Douglas McMahon; Clare Gillett; Holly Draper-Spillane; James Fitzgerald
Les références
‘The team are a pleasure to deal with, has specialists in all of the areas that we need, and has great lawyers. We have found the lawyers much more down to earth than other lawyers we have dealt with. They were able to collaborate with my law firm very effectively.’
‘James Fitzgerald explains matters clearly and has a clear grasp of what the Central Bank of Ireland expect from firms which they regulate.’
‘Responsiveness and practicality – balancing legal advice with a commercial perspective, with a good sense for the level of detail required when providing such advice.’
Principaux clients
Bankinter S.A.
Paycom Europe Limited
FNZ (Europe) DAC
Pomelo Technology US Inc. / LemFi
Premafina Ireland Limited
Fidelity Investments
Euroclear
Hashkey Europe Ltd
Cover Genius Europe B.V.
Intuit Ireland
Allied Irish Banks, p.l.c.
Principaux dossiers
- Advising Paycom Software Inc. on the establishment of an Irish entity, Paycom (Europe) Limited, to service the Irish and wider European markets, and its application for authorisation as a payment institution.
- Advising Allied Irish Banks, p.l.c and its subsidiary EBS d.a.c. in their continued implementation of changes to facilitate increased access to instant payment services for customers including their application to become a participant in the verification of payee scheme.
- Advising FNZ (Europe) DAC on its application to the Central Bank for an extension of its MiFID authorisation to provide the service of execution of orders.
William Fry LLP
William Fry LLP provides end-to-end legal support across financial regulations and emerging technologies, with particular expertise in areas such as AI, crypto and digital assets, and cybersecurity. The team is co-led by Shane Kelleher, who advises clients on securing regulatory authorisation as electronic money institutions, payment institutions, and crypto-asset service providers; and John O’Connor, who focuses on complex and large-scale technology and outsourcing transactions within the financial services sector. Louise McNabola is also a key contact, regularly advising fintech clients on licensing as EMIs, PIs, and other regulated entities in Ireland. Máire O’Neill complements the team with her expertise in corporate matters, particularly M&A, venture capital, and private equity transactions.
Responsables de la pratique:
Shane Kelleher; John O’Connor
Autres avocats clés:
Máire O’Neill; Louise McNabola
Les références
‘William Fry is extremely knowledgeable in the regulation area. They are aware of the next steps and are very proactive.’
‘William Fry is very engaged, efficient and knowledgeable in this area.’
‘John O’Connor is extremely knowledgeable, strategic and pragmatic.’
Principaux clients
Experian
European Commission
ConsenSys
Saol Assurance (joint venture of AIB and Irish Life)
Elavon (t/a Opayo)
Digital Capital Management
Moneycorp
Momentive Europe Unlimited (t/a SurveyMonkey)
Middlegame Ventures
Payoneer Europe Limited
Associated Foreign Exchange Ireland Limited
Tines Security Services Limited
Paygate
CR2
OFX Payments Limited
Soldo
AQ Metrics Limited
Fenergo Group/Freedom Topco Limited
Wefunder EU BV
Numerix LLC
Accel London Funds VII Holdings LLC
Principaux dossiers
- Acted as Irish counsel for ConsenSys – a US head quartered blockchain technology innovator and vendor.
- Advised Experian on its successful application to the Central Bank of Ireland to become registered as an Account Information Service Provider under the Second Payment Services Directive as part of its Open Banking Strategy with the Irish regulated entity becoming the EU customer-facing hub for the Experian group.
- Advising on all legal matters regarding the set-up of a new life insurer, jointly owned by Ireland’s largest bank and Ireland’s largest life insurer.
A&L Goodbody LLP
A&L Goodbody LLP provides comprehensive support to clients in the fintech, crypto, neobank, and payment sectors, offering guidance on intricate and emerging regulatory and compliance issues. The team is headed by Patrick Brandt, who has considerable expertise in advising banks, asset managers, payment service firms, brokers, and intermediaries on both advisory and contentious regulatory matters.
Responsables de la pratique:
Patrick Brandt
Autres avocats clés:
Louise Hogan
Les références
‘It’s great to have a payments and crypto specialist in Louise Hogan – she has all the industry knowledge necessary to advise pragmatically.’
‘Patrick Brandt’s experience is evident in his steady manner under pressure.’
‘Collaboration and key account management.’
Principaux clients
Chase Paymentech Europe Limited
CapRelease
Seapoint Finance
JustTip Technologies Limited
Coinbase
Principaux dossiers
- Providing Coinbase with advice on regulatory matters, including product launches, and current services.
- Advising Chase Paymentech Europe Limited on new product developments, day-to-day operations, regulatory compliance, and impact assessments of forthcoming regulatory and market developments.
- Advising CapRelease on the establishment and growth of its business, including the funding of its first customers.
Byrne Wallace Shields LLP
Byrne Wallace Shields LLP handles a broad range of work across IT contracts, significant outsourcing projects, and regulatory developments, such as those surrounding AI and DORA, within the financial services industry. David Naughton heads the practice, frequently supporting investment management clients and their principals on regulatory compliance. Jane O’Grady has strong expertise in advising businesses on high-value and complex commercial contracts, including those with cross-border elements.
Responsables de la pratique:
David Naughton
Autres avocats clés:
Jane O’Grady
Dillon Eustace
Dillon Eustace advises on a range of areas including payments, crypto-asset services, point-of-sale credit, and non-bank lending. The team is led by Keith Waine, who offers regulatory guidance to both domestic and international clients such as banks, broker-dealers, asset managers, and firms in the payment and e-money space.
Responsables de la pratique:
Keith Waine
Principaux clients
Nua Money
Scalapay
NAV Fund Administration
Chainflip
Viceversa
Figure Markets
Clearhill
Bitwage
Trustap
ShipMoney
Principaux dossiers
- Advised Nua Money on all aspects of its establishment and authorisation as a new technology driven mortgage lender in the Irish market.
- Advised Darta Allianz in relation to the successful migration of third party administration service providers.
- Advised NAV Consulting in relation to the establishment and authorisation of a fund administrator.
Maples Group
Maples Group provides advice across a broad spectrum of corporate, IP, data protection, cybersecurity, and technology-related issues. The team is led by Colm Rafferty, who focuses on M&A, restructurings, and private equity transactions. Lorna Smith advises clients across a range of sectors, including MiFID investment firms, insurers, payment companies and e-money institutions.
Responsables de la pratique:
Colm Rafferty
Autres avocats clés:
Lorna Smith
Les références
‘Very organised, communicative and makes themselves available. A multi-disciplinary practice.’
Principaux clients
Outmin Limited
Wayflyer Limited
Partnership Solutions International Limited / Partsol Global Limited
Coinbase Global
Advanced Manufacturing Control Systems
Principaux dossiers
- Acted for Outmin Limited on its recent funding round led by Praetura Ventures.
- Advised Wayflyer Limited on its Series B top-up investment led by Balderton Capital.
- Advising Partsol on the establishment of its EU headquarters in Dublin.
Walkers
Niall Esler leads the fintech practice at Walkers, which sits within the firm's wider regulatory department. The group counts crypto-asset service providers, payment providers, crowdfunding platforms and exchanges on its client roster.
Responsables de la pratique:
Niall Esler
Autres avocats clés:
Shane Martin
Les références
‘The people make Walkers what they are! Very approachable and have the personal touch when it comes to relationships.’
‘The Walkers team works with us on solving complicated technical issues around our regulatory filings and how we operate our business.’
‘Niall Esler was able to understand the very core of our technical offering and explain how it fits in the regulatory landscape. He is a problem solver and picks up technical concepts very quickly.’